“Don’t cut up your credit cards, the problem is not the cards, it’s the lack of financial literacy of the person holding the cards and always make the best out of a bad situation.” – Robert Kiyosaki
Two weeks ago, I was offered by an agent a BPI Gold visa card. I filled up the application form and put my sister as my supplementary. After few hours, the agent called and offered me again an RCBC Bankard gold visa card which is lifetime waivable. I told him, I don’t like RCBC, and he said he will just try to submit an application for me without even signing or anything. After 2 days a representative from RCBC called and asked me about my other cards and their credit limits. I just answered everything they have asked. After a week I got an e-mail telling me this:
Dear Mr./Ms. xxxxxxxxxxxxxxx,
Thank you for choosing to be an RCBC Bankard cardholder! Now you can enjoy the most rewarding credit card experience that will definitely make your life better.
Your new RCBC Bankard with ending number 3004 will be delivered to you within ten (10) days. If possible, and for your own security, it would be best if you could receive the card personally. However, if this is simply not possible, please have an authorized representative receive the card on your behalf.
For any inquiries or clarifications, please call 888-1-888.
Two days after an email, I got the card, and it’s not gold but a platinum card, my 7th active card. This is not my 1st platinum card ever. I had HSBC platinum card before which I canceled because I was just paying P5,000 annually without using it. By that time I’m more into cash. They even lowered my credit limit due to inactivity. Anyways, this time I won’t let it go my platinum card. I’m happy with this card, I’m glad the agent is persistent and able to convinced me to submit my application.
This does not end here, upon opening my parcel from RCBC, I got a phone call from BPI informing me that I am qualified for another card. This time, I am not sure if I need an additional card, the credit limit of all my cards is enough for me. Besides, I’m planning to cancel my one BDO gold and two CITI cards since it’s a shared limit.
By the way, the color of the card is black, the quality of my laptop camera produces different color or maybe the effect of lightning.
Thank you, until next time 🙂